You’ll get hit with late fees if you do that. Now, that doesn’t mean you can just skip a month to reset the date. So you can make your bills due on or near payday, when you have the most money. That’s because they let you choose your due dates. 1 The crazy thing is, it doesn’t matter if they get paid once a month or once a week-they’ve still got too much month left at the end of their money.īut automatic payments can help you balance your money throughout the whole month so you’ve got enough to pay your bills-no matter when you get paid. Seventy-eight percent of Americans live paycheck to paycheck. If that sounds familiar, you’re not alone. Have you ever had a bill-or a bunch of bills-come due at the worst possible moment? Have you ever felt sick wondering how to pay them all and still have enough money left for groceries or even just a dinner out? And you Nerds can move out of Sticky Note City. You just schedule the payments and they’re taken care of-which means no more late fees and less stress. With automatic bill pay, you don’t have to remember. And you Nerds probably only remember because you wrote them all down on sticky notes. Tracking all those dates sounds like a nightmare to Free Spirits. Think about all your bills: housing, utilities, cell phones, subscriptions, credit cards and probably some other debt. Less Effort, Less StressĪutomatic bill payment is super convenient because it takes the pressure off of you. When that scheduled time rolls around, the company says to your bank, “Hey, I need this much money from this account.” The bank gives them the money, so you don’t have to do the nitty-gritty work of moving it around yourself. Learn more about the newest product from Ramsey!
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